Start-up
- Managing business cash flow
- Protect my income and family’s well-being
- Exposure to liability claims
- When to incorporate
- Term life, disability and critical illness insurance
We understand that every entrepreneur and business owner is a dream builder. Your passion and determination are the driving forces behind your projects. That’s why we commit to being your strategic partners at every stage, whether it’s for creation, restructuring, or selling your business. Our mission is to help you create and preserve the value of your venture while allowing you to fully enjoy your lifestyle now and into retirement. With our experience, we will ensure that the business you have carefully built continues to serve your interests and your future. We offer our support in several key areas, as outlined below.
Navigating each stage of your business lifecycle
What are the right decisions that need to be taken at the right time and with the right partner(s) to ensure long term success for the business, the owners and shareholders.
Growth and expansion
- Shareholder/partnership
agreement - Buy-sell funding, life and disability
- Group health, dental and drug plans
- Business overhead insurance
- Key person insurance
Maturity
- Appropriate use of holding companies and trusts
- Tax efficient allocation of investments
- Individual Pension Plans (IPPs)
- Permanent (cash value) life insurance
Succession or transition
- Advice on structuring sale
- Tax efficient investing and draw down strategies
- Life annuities
- Permanent insurance
- Charitable giving strategies
Case study
A successful business owner about to retire, but are they considering the full family picture?
How we can help
✓ Business transition options
✓ Estate planning for blended families
✓ Vacation property succession planning